Category Archives

Archive of posts published in the category: FinDeals
Apr
21

5 Things that are Secretly Costing You Money

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You don’t have to wait for a raise to have more money every month. Take a close look at your habits and lifestyle, and you might realize there are plenty of places where you can cut your bills and free up more cash in your monthly budget. Here are five things you might not realize are costing you money. Standby Mode Any electronic device that you can use a remote for – like your TV, game systems, computers in ‘sleep mode’ and more – is using some electricity in order to stay active and be ready to receive a signal from the remote. If you have a lot of electrical appliances, the drain of electricity to power appliances that you aren’t even using might make up 10% or more of your monthly bill. How can you cut out that 10% of your bill that’s going to power things you aren’t using and won’t need? Simple – and you don’t even have to worry about spending a lot of time plugging and unplugging appliances, or turning everything off using the hardwired…

Apr
14

Feeding Your Family For Cheap

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Even with economy headed in a supposedly upward direction, times are still tough and the cost of food seems to go up with every trip to the grocery store. It can be difficult to feed your family well on a tight budget, but it can be hard on your conscious to buy cheap processed foods over their more nutritious and expensive fresh counterparts at the store. After all, articles cover Facebook and the news every day to tell you how terrible GMO food is, how you have to eat organic or else get an overdose of excess hormones and antibiotics, and it’s hard to ignore them when you’ve got growing kids gobbling up what you put on the table. Here are a few tips to making your dollar stretch at the grocery store, even when you’re trying to work heartier meals into your budget. Planning Ahead and Reusing Ingredients Planning is an important part of making sure no food goes to waste in your pantry or fridge, and to help stave of impulse buys when you’re not quite sure what…

Mar
30

3 Things To Look At On Your Monthly Utility Statement

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Never just accept a bill from your utility company. You should always look carefully at what you’re being charged and have a full understanding of what it all means. Utility companies get away with all kinds of mistakes and over charging because their customers aren’t savvy when it comes to understanding the bill. More times than not, the company isn’t even intending to be malicious. It’s simply bureaucratic and inefficient, which is often the case for institutions that are regulated by civic authorities. However, with a simple review and scan of your bill, there are several areas that can save you money if you understand their importance. Here are three essential items to look for on your bill that make a difference in how much you pay. Rate of Kilowatts The way that your electricity bill is calculated is a charge per kilowatt. This rate is something changes with the market rate of electricity, and can go up and down dramatically. If you see a huge difference in your bill and you seem to be using the same amount of…

Feb
21

5 Items You Should Always Reuse

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When you’re trying to save money on a budget, chances are that you’re trying to think of things that you can reuse as many times as possible in order to save money. This is just natural, since everyone wants to be order to save money everywhere they possibly can. However, it’s not always easy to know what sorts of items that you should be reusing. You’re going to want to know exactly what items you should always be reusing in order to save money, since some of them may not have occurred to you. It’s definitely important to know if you are on a budget, so here are five items that you should always be thinking about reusing. 1. Plastic Cutlery Believe it or not, plastic cutlery is something you should probably be reusing. We are not talking about the really flimsy stuff the get for a couple of cents, but rather sturdier plastic cutlery that is meant to be used more than once. All you have to do is give it a rinse and reuse it, and you can…